Guide to Housing Finance-A comprehensive and analytical commentary on Mortgage Lending
Author : Vinod Kothari
ISBN : 9789350358887
EDITION : 2nd
NO. OF VOLUMES : 1
COPYRIGHT YEAR : 2017
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Author : Vinod Kothari
ISBN : 9789350358887
EDITION : 2nd
NO. OF VOLUMES : 1
BINDING : Hardcover
COPYRIGHT YEAR : 2017
Guide to Housing Finance is a comprehensive treatise on housing finance and mortgage lending covering all aspects related to it. It examines the legal and regulatory framework governing housing finance in the context of related aspects of basic features of housing finance products, mathematics of housing finance, risk management and refinancing options. The book explains the concept of mortgage lending in a lucid manner with the aid of numerical illustrations, graphs, diagrams, flowcharts, comparative tables, and illustrative figures. The commentary draws on the international experience of countries such as US, Brazil, Mexico, Australia and UK to bring forth a comparative and holistic perspective on the subject. Operational aspects of accounting of mortgage lending and financial mathematics of housing finance have been discussed extensively in the book. Housing being a basic human need, policy-makers and practitioners realise the significance of housing finance to economic wealth and welfare of nations. While market-based systems have served the upper segments of the population pyramid so well, policy-makers world over are concerned about evolving housing finance systems that serve the bottom of the pyramid. The concepts of housing microfinance and affordable housing finance have been analyzed in detail in the book. This book will serve as a useful reference work for legal practitioners, financial regulators, housing finance companies, institutional lenders, retail borrowers, policy makers, industry associations, institutions and academicians.
Mr Vinod Kothari is a Chartered Accountant and a Company Secretary. He is internationally recognized as an author, trainer and consultant on specialised financial subjects, viz, housing finance, securitisation, credit derivatives, accounting for financial instruments, structured finance, banking regulations etc. He has delivered lectures and trained people on finance and Securitisation throughout the world. He leads his own firm Vinod Kothari and Company, practising company secretaries, with offices in Kolkata, Mumbai, Delhi and Bengaluru. His firm Vinod Kothari Consultants Private Limited is a leading consultant in the field of banking and financial services, in particular, non-banking finance. He is also a director of Indian Securitisation Foundation. He, with his efficient team has handled very diverse groups – from rating agency professionals in Malaysia, to group of investors in Sydney, to tax officers in South Africa, to group of lawyers in India, to executives of the World’s largest securitisation agency in Washington, to a group of quants in New York. Mr Kothari has also been a visiting faculty at Indian Institute of Management, Joka, Calcutta for several years, teaching a full-fledged course for the final year students on Structured Finance and Taxation. Vinod Kothari is the author of 16 books on finance and corporate laws.
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